Articles Tagged "Mortgage"

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July
11

Financing a Home: The Low Down on Down Payments

July 11th, 2022 by Tarvin Realtors

Down Payments Explained - Buy a Home - Tarvin Realtors

Think it's impossible to buy one of these Ridgewood homes for sale unless you have 20% saved up? Well, maybe not.

A 20% down payment on a new home has always been the standard guideline. Saving enough reserves can be the single notable hurdle for prospective homebuyers. But it shouldn't have to be. You don't have to make a 20% down payment in today's real estate market. The only downside is that you'll have to pay mortgage insurance without 20% down, which is not necessarily a bad thing.

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Tags: Bergen County NJ, Franklin Lakes NJ, Glen Rock NJ, Hawes Elementary School NJ, Ho-ho-kus NJ, Mahwah NJ, Midland Park NJ, Orchard Elementary School NJ, Paramus NJ, Ramsey NJ, Ridge Elementary School NJ, Ridgewood NJ, Ridgewood High School NJ, Saddle River NJ, Somerville Elementary School NJ, Travell Elementary School NJ, Upper Saddle River NJ, Waldwick NJ, Buy a Home, For Buyers, Buying Tips, Tarvin Realtors, Financing, First-Time Buyers, Home Buying Tips, Mortgage

Related Markets: Bergen, Franklin Lakes, Glen Rock, Ho-ho-kus, Mahwah, Midland Park, Paramus, Ramsey, Ridgewood, Saddle River, Upper Saddle River, Waldwick

January
24

Homebuyers: What You Need to Know About Financing

January 24th, 2022 by Tarvin Realtors

Our agents know financing is one of the big questions on buyers' minds. Whether you're looking for Ridgewood homes for sale or searching elsewhere in Bergen County, it's important to know what you can expect.

Throughout 2021, buyers and sellers alike experienced a housing market unlike any other in living memory. Buyers benefited from tremendous credit availability, often at historic low interest rates. This has enabled many to leap into the market far earlier than planned.

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