Articles Tagged "Mortgage"

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Bergen County | 18 Posts
Buy a Home | 13 Posts
Homeownership | 19 Posts
Ridgewood NJ | 18 Posts
Sell a Home | 5 Posts

Down Payments Explained - Buy a Home - Tarvin Realtors

Think it's impossible to buy one of these Ridgewood homes for sale unless you have 20% saved up? Well, maybe not.

A 20% down payment on a new home has always been the standard guideline. Saving enough reserves can be the single notable hurdle for prospective homebuyers. But it shouldn't have to be. You don't have to make a 20% down payment in today's real estate market. The only downside is that you'll have to pay mortgage insurance without 20% down, which is not necessarily a bad thing.

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Financing a Home in 2022 - Tarvin Realtors

Our agents know financing is one of the big questions on buyers' minds. Whether you're looking for Ridgewood homes for sale or searching elsewhere in Bergen County, it's important to know what you can expect.

Throughout 2021, buyers and sellers alike experienced a housing market unlike any other in living memory. Buyers benefited from tremendous credit availability, often at historic low interest rates. This has enabled many to leap into the market far earlier than planned.

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